Hire the Best Anti-Money Laundering (AML) Analysts

I am a CAMS-certified AML/KYC specialist and Merkle Science Certified Crypto Investigator (CCI) with 12+ years of experience across Big4 advisory, regulatory audits and hands-on AML/CFT program implementation for banks, NBFCs, fintechs, DNFBPs, VASPs and MSBs. I help organisations design and strengthen AML/CFT frameworks that stand up to regulatory inspections, audits and institutional due diligence, particularly across environments aligned with FATF standards. My core experience is built primarily in India and the UAE (RBI, SEBI, FIU-IND, CBUAE) and I support global clients by applying FATF-aligned methodologies across jurisdictions including the US, UK, EU, Canada and Australia. I focus on practical, regulator-aligned solutions - not theoretical frameworks. Clients I have worked with have achieved clean regulatory reviews, passed institutional due diligence audits and successfully completed FIU registrations across multiple jurisdictions. I have supported clients in: - Helped clients reduce identified compliance gaps by 30-40% through structured gap assessments and remediation programs - Preparing for regulatory inspections and audits - Strengthening KYC, transaction monitoring and sanctions frameworks - Building AML programs from the ground up When Clients Engage Me - Conducting independent AML reviews and preparing for regulatory inspections. - Setting up AML compliance for fintechs, MSBs or crypto exchanges. - Fixing weaknesses in KYC, EDD or transaction monitoring systems. - Responding to audit findings or investor due diligence. - Building AML frameworks for new or scaling regulated businesses. Core AML/KYC Compliance Services AML/CFT Programs & Risk Management - AML/CFT program design and implementation (FATF-aligned). - AML risk assessments, gap analysis and remediation planning. - Policy, procedure & SOP drafting tailored to regulatory environments. - Fractional / Interim Compliance Officer support. KYC / EDD / Sanctions Screening - KYC / KYB / CDD / EDD framework design. - Sanctions & PEP screening - OFAC/SDN, UN, EU, UK HMT. - Transaction monitoring program design and optimisation. - SAR / STR reporting frameworks. - Wolfsberg CBDDQ & correspondent banking due diligence. - OSINT-based investigations (UBO, directors, entities). Audit, Reporting & Regulatory Support - Independent AML/CFT audits and compliance testing. - FIU registration consulting (FIU-IND, MSB frameworks, advisory support globally). - Regulatory reporting reviews (SAR/STR, CTR, record-keeping). - Multi-jurisdiction AML advisory using FATF methodology. - Institutional investor AML due diligence support. Emerging & Digital Asset Compliance - AML frameworks for crypto exchanges and VASPs (FATF Rec. 15 aligned). - FIU-IND VDA SP registration advisory. - Travel Rule compliance gap assessments (FATF Rec. 16). - KYC / EDD frameworks for high-risk digital asset clients. Why Clients Choose Me - CAMS-certified AML specialist with Big4 foundation. - Deep financial crimes compliance experience + global applicability. - Strong expertise across banking and fintech environments, with a growing practice in crypto/VASP compliance. - Practical, audit-ready deliverables aligned with regulatory expectations. - Clear scoping, transparent communication and reliable execution. Frequently Asked Questions (FAQs) Q: Can you support clients across the globe? Yes. I apply FATF-aligned AML frameworks globally and adapt them to jurisdiction-specific requirements. Where needed, I work alongside local legal/regulatory experts. Q: What does an AML audit include? A full operational audit covers AML governance, KYC/CDD/EDD, sanctions screening, transaction monitoring, SAR/STR reporting, record-keeping, training and internal controls - with a structured remediation plan. Q: Do you support crypto and VASP compliance? Yes. I support AML framework design, VDA SP registration, FATF Rec. 15 compliance and Travel Rule readiness for crypto businesses. Q: What deliverables can I expect? AML policies, risk assessments, audit reports, KYC frameworks, SAR/STR templates, training materials and regulatory documentation. Core Skills: AML compliance consultant | KYC expert | CAMS certified | Financial crime compliance | FATF compliance | OFAC sanctions | FinCEN AML | MSB compliance | Crypto AML consultant | Transaction monitoring | SAR reporting | EDD | KYB | Compliance officer | AML audit | FIU registration | Fintech compliance | Blockchain AML | Regulatory compliance | RBI compliance | CBUAE compliance | AML program review | Compliance gap assessment | VASP AML | VDA SP compliance | Beneficial ownership | Wolfsberg Group | AML/CFT framework | Virtual asset compliance | Digital asset AML Looking for a compliance partner who delivers practical, regulator-ready solutions with integrity? Invite me to your project or send a message. I respond within 24 hours with a clear, honest assessment of how I can help!

ABOUT ME: A specialist who has experience executing bank’s KYC policies and effectively communicates risk management with hopes of mitigating financial and non-financial risks, identifies shortcomings in compliance processes, systems, and procedures, and develop ad hoc solutions to problems within assigned unit, and demonstrates excellent communication skills in managing stakeholder expectations while supporting cross-functional teams and multiple projects simultaneously with attention to detail. PROFESSIONAL STRENGTHS: ✅ Around 5 years of experience in Know Your Customer ✅ Skillful in Microsoft Office ✅ Knowledgeable in AML and CTF policies ✅ Quick learner with an analytical mind ✅ Exceptional verbal, written, and visual communication skills ✅ Social media enthusiast ✅ Have experience in creating excellent documentation on business and applicable requirements OBJECTIVES: To aid my employer in proper way of executing due diligence in accordance with the KYC policies and global AML & CFT standards and to monitor all relevant documents concerning the identity of the customer, as well as gaining insight into their business, ownership structure and financial transactions AREA OF EXPERTISE AND INTERESTS: a. Customer Due Diligence b. Data Entry and Analysis c. Research Paper Presentation d. Data Gathering e. Internet Data Gathering f. Social Media Content

Senior Fraud & Risk Analyst | Kount & Riskified Specialist | Strategic Automation With over 8 years of experience in the Fintech and Digital Banking sectors, I specialize in protecting high-volume platforms through data-driven detection and workflow automation. My core focus is bridging the gap between complex fraud patterns and actionable business strategies. Key Career Highlights: Automation & Scalability: Successfully reduced manual review volume by 70% at Digistore24 through the strategic optimization of Kount automation rules. Executive Advisory: Experienced in presenting recovery data and emerging risk trends directly to Boards of Directors and executive leadership. Technical Expertise: Power user of Kount, Riskified, and Advanced Excel, with a strong technical foundation in Information, Communication, and Technology. Regulatory Compliance: Deeply versed in KYC/AML protocols, identity verification, and global chargeback management. I thrive in fast-paced environments where I can leverage deductive reasoning to dismantle sophisticated fraud rings and enhance system accuracy. Core Expertise: Fraud Detection & Prevention | Risk Mitigation | KYC/AML Compliance | Kount & Riskified Optimization | Stakeholder Management | Process Automation | Dispute Resolution

I'm a KYC/AML compliance consultant with seven years of hands-on experience helping payment facilitators, fintechs, and high-risk merchants get onboarded, stay compliant, and clear processor rejections. Previously at Ernst & Young Forensics (Senior Consultant) leading financial crime risk assessments for UAE and Bahrain banks. Currently supporting a Jersey-based accounting firm on FCA and JFSC compliance, alongside direct client work. If your merchant is stuck in review, your EDD is backlogged, or your processor rejected a submission that's what I fix. WHAT I DELIVER: • KYB/EDD packages for high-risk merchants: gaming, crypto, CBD, peptides, MSBs • Processor rejection recovery and resubmission (Stripe, Adyen, Antom) • Sanctions screening: World-Check, OFAC, EU Consolidated List, PEP/adverse media • Transaction monitoring triage and false positive reduction (MANTAS) • SAR/STR filing via goAML • AML/CFT policy drafting, onboarding manuals, and compliance frameworks • Gap analysis against FinCEN, FATF, FCA, CBUAE, and JFSC standards • KYC remediation for existing customer files TRACK RECORD: 60+ high-risk merchants onboarded with a 100% audit pass rate. 300+ STRs filed. Reduced MANTAS false positives by 25% at EY. Reversed two Antom/Alipay rejections for a jewelry merchant, unblocking $50K/month in processing volume. WHY PAKISTAN-BASED IS YOUR ADVANTAGE: Same EY-trained rigor. Same regulatory tools. Available 1PM–10PM PKT which covers 9AM–6PM CET and 8AM–5PM BST. No retainer. No minimums. TOOLS: MANTAS · World-Check · goAML · OFAC · Shufti Pro · Middesk · Sigma360 · Jira · Microsoft 365 REGULATIONS: FinCEN · FATF · FCA · CBUAE · BSA · AMLD5/6 · JFSC Message me directly. I respond within a few hours and can usually start within 24 hours.

Snr. AML & Financial Risk Operations Consultant | CAMS | Broker-Dealer & Fintech Expert. I am a senior-level AML & Financial Risk Operations professional with hands-on experience operating within regulated financial services environments, supporting financial institutions, FinTechs, and high-risk businesses under U.S. regulatory scrutiny. I currently lead AML operational workflows at a U.S. broker-dealer / fintech platform, where I oversee transaction monitoring across multiple funding channels, design risk-scoring logic, and partner directly with Compliance, Payments, and Technology teams to ensure AML is embedded into operations; not treated as an afterthought. I don’t just “review alerts.” I build AML systems that regulators respect and businesses can actually operate. What You Can Expect When We Work Together ✔ Regulatory-Sound AML Controls ✔ Clear, Defensible Risk Decisions ✔ Operational Efficiency Without Cutting Corners ✔ Audit-Ready Documentation & Escalations My work is grounded in real operational risk, not theory; the same level of scrutiny your program will face during audits, partner reviews, or regulator exams. The Outcomes I Help Clients Achieve ☑ Strengthen AML & Financial Crime frameworks ☑ Pass KYC/KYB and payment processor reviews ☑ Reduce false positives while catching real risk ☑ Improve SAR quality and investigative consistency ☑ Align fintech growth with regulatory expectations ☑ Build scalable, regulator-defensible AML workflows My “Unfair Advantage” Working directly inside live AML operations has taught me that compliance failures rarely come from ignorance of the rules. They come from execution gaps - unclear escalation logic, inconsistent risk decisions, and controls that don’t translate into day-to-day workflows. I specialize in closing those gaps. What Sets My Work Apart 1️⃣ Real-World AML Operations Leadership I lead the design and calibration of AML controls across customer onboarding and payment flows, including risk-based deposit holds, DNDBW decisioning, and escalation frameworks. My focus is on aligning control thresholds, investigative standards, and operational capacity so risk decisions are consistent, defensible, and scalable. 2️⃣ Risk-Based Thinking (Not Checkbox Compliance) I apply risk scoring, typology-driven analysis, and behavioral pattern recognition — not one-size-fits-all rules that collapse under scrutiny. 3️⃣ Willingness to Push Back (When It Matters) I am not afraid to challenge weak assumptions, poorly designed controls, or “this is how we’ve always done it” thinking, because regulators won’t accept it either. My goal is not to please; it’s to protect your business. What Clients Commonly Hire Me For ✔ AML Program Reviews & Gap Assessments ✔ Transaction Monitoring Design & Optimization ✔ KYC / KYB Package Reviews (High-Risk Friendly) ✔ SAR Drafting, Review & Escalation Frameworks ✔ Risk Scoring Models & Red-Flag Logic ✔ ACH & Payment Channel Risk Controls ✔ AML Policy & Procedure Enhancements ✔ Fintech, Broker-Dealer & MSB Advisory Support ✔ AI-Enabled Financial Crime Risk Analysis Credibility That Matters ✔CAMS-Certified AML Professional ✔FINRA Series 7 & 63 Licensed ✔Senior AML Operations Analyst at a U.S. broker-dealer ✔Experience collaborating with Compliance, Legal, Payments & Engineering ✔Contributor to AI-enabled money laundering risk research (UK AI Security Institute collaboration) If you want clear judgment, strong controls, and an AML partner who understands both regulators and business realities, we’ll work extremely well together. Let’s build something defensible. 📞 Invite me to your project and I’ll reach out to find out if you would be a good fit to have a complimentary consultation call with me. 📞 Thank you for taking some time to learn about me. Talk soon! Wisdom Isu

Certified ACAMS AML specialist with primary focus on crypto sphere but with additional background in finance, including account management, bond exchange, P2P investing. Knowledge of AML regulations at national/EU and international levels and potential business specific risks. - Will use my skills in KYC and EDD to keep your business safe and help to understand who your customers really are at large in order to better tailor your product. - Am proficient in conducting transaction analysis and/or examining investment portfolio for AML threats and potential breaches - Have knowledge to develop internal controls to be efficient and cost-effective with a risk based approach. - Can write put together comprehensive internal documentation - describing and shaping your AML policies, and further assist with any development or licensing processes. - Able to conduct compliance research for your specific business.